Created a rough budget this week based on the spending tracking I did earlier in the month. I separated fixed costs from discretionary/variable items. Since I put the data together in a spreadsheet and added calculations, I can see how much "play" I have in my budget and what making changes to certain categories will do to my over-all ability to live within or beneath my means. Now to try to implement the spending plan. I'll re-evaluate at the end of October to see how successful I've been and whether I need to make some changes.Created a rough budget this week based on the spending tracking I did earlier in the month. I separated fixed costs from discretionary/variable items. Since I put the data together in a spreadsheet and added calculations, I can see how much "play" I have in my budget and what making changes to certain categories will do to my over-all ability to live within or beneath my means. Now to try to implement the spending plan. I'll re-evaluate at the end of October to see how successful I've been and whether I need to make some changes.

Posted 12 years ago